Keeping You Safe, Your Home Smart & Your Life Fun - since 2014

Finance

Streamline your personal finances with these helpful tools and tricks. Take the headache out of doing financial tasks like managing your budget, prepping your taxes and learning how to get your credit in line. We’ll help you find the best solutions for all the money matters in your life!

How to Prepare for a Sudden Financial Need

Man fixing car: How to Prepare for Sudden Financial Need

A 2016 study from the Gallop Poll reports that nearly half of the U.S. population couldn’t afford a major purchase (including home repairs) if they needed to. The struggle is real, my friends. Of the 44,500+ people who responded to the survey, 51% said they weren’t prepared to pay for a large purchase, like an appliance, should it break down…

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Best Online Mortgage Lenders: Rocket Mortgage vs LendingTree vs GuaranteedRate vs Lenda & More!

For sale yard sign

Want an easy way to finance your new home purchase? Or considering refinancing your existing mortgage for a better rate? You might be surprised how popular online mortgage lenders have become. Rocket Mortgage, for example, is the third largest mortgage loan provider in the U.S. — and the loan process is entirely online! Why go with an online mortgage company? Some offer the best rates you can find. And the best online mortgage lenders have a streamlined online mortgage approval process and customer service reps to assist you along your path. Here we give you our recommendations for the best online mortgage lenders with all of the info you need to start your search…

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What’s the Best Home Warranty Company?

Handyman jumping in front of house: Home Warranty Companies

When choosing a home warranty company you need to do one thing. READ THE FINE PRINT. Many customers find themselves frustrated with a company for not paying for an appliance repair or the replacement of a system, but if the company isn’t paying for it there is most likely a written exclusion in your contract specifying the situation. So before we go any farther promise you’ll read every word of your contract…

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How to Create Wills Online (Reliable and Detailed)

Person writing will: How to Create Wills Online

Who will take care of your children if you and your spouse meet an unexpected demise? What will happen to your assets, like your home, savings, family heirlooms and investments? No one wants to think about end-of-life issues, but it’s up to you to protect your family the way you see fit; otherwise you’re taking a huge risk. If you die without a will, the state will step in to settle everything from child custody to the distribution of your assets, and may do so in a way that’s not what you would have wanted. If you don’t have a will, you should — and it’s not as daunting a task as you might think…

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Best Personal Finance Software (Manage Your Money Better)

Calculator and finances: What's the Best Personal Finance Software?

Deciding which personal finance software to use can be a difficult and confusing task. Just as your personal finance needs vary, so too do the individual features offered by each company. When managing your money and family budgets, it is essential to have the right tool to help you understand where personal spending is occurring and how you can adjust your budget to live a better life. We’ve researched the most popular solutions and selected our best personal finance software winner. We also share the pros and cons of the other players in the market so that you can make the best choice for you…

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Best and Worst Charities to Donate To

Person holding ball of money

Looking to make a charity tax deduction? How do you know which are the best and worst charities to donate to? It’s not so much which are the best causes (as that could be highly debatable and subjective), but rather what’s the best use of your hard-earned money and return on your dollar? Is your money going to have a large impact and make a difference in the cause or will it go to waste on expensive overhead or unnecessary spending? We’ll share with you a little more about charitable donations tax deductions and our top picks for best charities to give to (as well as those not to give to)…

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Best Peer to Peer Lending Sites: Upstart vs Sofi vs Lending Club vs Prosper vs Funding Circle & More!

Have you been turned down by a bank for the loan you need? Or are you worried your credit score won’t cut it? Whether you need to consolidate debt, boost your small business or want to make some home improvements, you’re still in luck. Peer-to-peer lending sites could be the answer to your financial needs. In many cases peer-to-peer (P2P) loans are an excellent alternative to traditional loans. But what are P2P lending sites? How do they work? What are the risks? And how do you know which site can provide you the type of loan you need? We’ll answer all these questions and more with our best peer-to-peer lending site reviews…

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Home Warranty Companies

Person measuring level: Home Warranty Companies

Do you want more information on Home Warranty Companies? You’ve come to the right place! Our home appliance warranty site specializes in everything home warranty related. If you’re in the beginning of your search don’t feel overwhelmed. We can help you understand what a home warranty does and how one can benefit you. Start by checking out our individual home warranty companies reviews…

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Does Homeowners Insurance Cover Water Damage?

Overhead shot of houses flooded

Torrential rains flooded your garage and basement over the weekend, causing some structural water damage to your home. You have a home insurance policy, but is water damage covered by homeowners insurance? Things can get pretty murky when trying to determine what is and isn’t covered, but we’re here to give you some helpful information and guidelines…

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Tax Write Off for Donations to Goodwill?

Pile of clothes in closet

In our house, we donate all of our unused clothes, shoes and household items to Goodwill. The items are still in good shape, we just don’t find ourselves in need of them anymore, which is why it’s nice to give them a second life. Donating to Goodwill is also a good tax deduction, so those who donate also get a “reward” for their goodwill. In this article we’ll discuss the tax benefits of giving, not to mention how important donating is whether you benefit from it or not…

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