Failing to plan is planning to fail. You don’t want this to happen when it comes to money that you work so hard to earn. Having a financial plan in place and a nest egg to fall back on is critical when it comes to your personal wealth and well-being.
This is why our experts have written about everything from personal finance software to mortgage lenders to retirement planning. Don’t leave cash on the table, and protect your future with these must-do’s.
Not happy with your local bank’s options for a savings account? The good news is that you don’t have to go with a brick-and-mortar bank these days. Many online-only banks offer high-interest savings accounts and added benefits like no monthly fees, low (or no) minimum balances, easy account transfers and much more.
While hosting a large event, like a wedding or corporate party, is a fun celebration for you and your guests, it’s also a stressful and expensive undertaking — and things can go wrong. What if you have to cancel your event due to unforeseen circumstances? What if one of your guests gets seriously injured and holds you liable? Having event insurance can protect you. The relative cost of this type of specialty insurance is minimal compared to the financial blow you could face if something unexpected occurs.
The first decision you need to make when shopping for life insurance is which type to purchase: term or whole life. What’s the difference? The short answer — term life insurance is much cheaper but only gives you a finite policy period, while whole life covers your entire lifetime. But there are many other differences you should be aware of to make the best choice for you and your family.
Planning for your future is not only a daunting task, but it’s also labor intensive. With all the financial services marketing to you constantly, it can be difficult to sift through and find out what works and what doesn’t. Our financial experts bring you in-depth research explaining retirement plans, investing strategies and answering questions on investment methodologies (heard of a robo advisor?).
Credit card fraud is the most common form of identity theft, and the incidences of this type of fraud have been steadily increasing. Anyone who has a credit card should be aware of the fraud that can occur and how to handle it when it happens.
With college costs continuing to soar, you may wonder how in the world you’ll ever be able to pay for your kids’ education. Of course, the sooner you start saving, the better — especially with a 529 plan. These plans are specifically designed to make saving for future education costs as easy as possible. They also offer some enticing benefits compared to many other types of investment savings plans. See what 529 plans have to offer and if they’re the best fit for your financial planning needs.
If you’re shopping around for the best travel insurance, you’ve likely come across USI Affinity Travel Insurance Services. How does this 40-year-old travel insurance company (that still maintains a stellar reputation) stack up against its newer competitors? We give you an in-depth review, including detailed policy benefits, pros and cons, pricing and much more.
Financial investing isn’t just for the wealthy anymore, thanks to — you guessed it — technology. Having a robo advisor is the wave of the future, say investment experts, and they’ll transform the way younger generations (even some Baby Boomers) conduct their financial planning.
None of us like spending our hard earned money on insurance, but in the case of an emergency, we’re glad that we do. It seems like we need insurance for everything these days from our vehicles to our homes to ourselves. There are many benefits to purchasing insurance including protecting our pockets from going completely empty.
Pulling a life insurance benefit amount out of a hat just won’t cut it. There are many factors to consider in how to determine how much life insurance you need. We can help you be smart about your future financial planning for your family.
Most people consider getting trip insurance for a single vacation. But did you know that several major insurance companies provide annual trip insurance plans? These plans can cover you, a spouse, and even your entire family if you want to insure multiple trips during the year — for huge savings compared to insuring each trip separately. How does annual trip insurance work? Does it differ from traditional per-trip insurance? And which providers are your best options? Our experts have delved into all of these questions and more to help you decide if an annual policy is best for your needs.
Failing to plan is planning to fail. You don’t want this to happen when it comes to money that you work so hard to earn. Having a financial plan in place and a nest egg to fall back on is critical when it comes to your personal wealth and well-being. This is why our experts have written about everything from personal finance software to mortgage lenders to retirement planning. Don’t leave cash on the table, and protect your future with these must-do’s.
