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What’s the Best Personal Finance Software?

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1st
Personal Capital logo
2nd
Mint logo
3rd
Mvelopes logo

Deciding which personal finance software to use can be a difficult and confusing task. Just as your personal finance needs vary, so too do the individual features offered by each company. When managing your money and family budgets, it is essential to have the right tool to help you understand where personal spending is occurring and how you can adjust your budget to live a better life. We’ve researched the most popular solutions and selected our best personal finance software winner. We also share the pros and cons of the other players in the market so that you can make the best choice for you.

Our Picks for Personal Finance Management Software

As we carefully review and try out each of these services, we begin to form opinions as to which we find the most useful as well as those that pack the most punch per dollar. Here are our recommendations for the best way to manage your money via personal finance software. We hope that this information helps you make the right choice for you.

Personal Capital Review

#1

Visit Website
Download iOS App

Personal Capital provides a view of all your budgeting and investment finances. There are two elements to Personal Capital: personal financial aggregating and advisory services to manage your finances. The free service, the personal financial aggregator, is great, but what Personal Capital really excels at is tracking every aspect of your investments. Get a holistic view of your finances with our #1 pick, Personal Capital.

Pros

Cons

  • Email, phone and FAQs support
  • Integrates all of your investments so you can see them in one central location
  • Great for tracking your retirement information and planning it out
  • Access through your browser or app
  • No software to install
  • Automatically updates your accounts when you sign in
  • Easy to add accounts
  • Great reporting features
  • Cannot create your own categories
  • Not the best budgeting tool
  • Spending feature is only available on the mobile app, not through the web browser
  • Predetermined asset allocation models

Pricing

  • Free personal financial aggregator
  • Advisory service fee to manage your money, which is based on a percentage of assets managed through Personal Capital:
    • First $1 million: 0.89%
    • First $3 million: 0.79%
    • Next $2 million: 0.69%
    • Next $5 million: 0.59%
    • Over $10 million: 0.49%

Read our full review of Personal Capital

Mint.com Review

#2

Visit Website
Download iOS App

From the maker of TurboTax and Quicken, Intuit acquired Mint.com in 2009. Mint.com has tons of features including creating a budget and paying bills. The software can connect to nearly every financial institution in the U.S. that is connected to the internet. Mint automatically updates and organizes your information into categories so you can see where your money is being spent. They send you alerts as well in case there are any unusual charges on your account. You can also get custom tips on how to cut costs and increase your savings.

Pros

Cons

  • Completely free
  • No software to install
  • Access accounts through any web browser or through a mobile app (Android, iOS, Windows or Amazon)
  • Real-time transactions and balances
  • Automatically updates and categorizes transactions
  • Graphs and charts help identify trends
  • Bill reminders and text alerts
  • Live chat and FAQs
  • Limited export file formats
  • Income and expense assignments aren’t always correct when automatically assigned
  • Lacks future spending features

Pricing

  • Free

Want to know what it’d be like to use Mint? Check out this short 1 minute video for an overview of Mint.

Mvelopes Review

#3

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Download iOS App

Mvelopes is an online envelope budgeting tool. (Envelope budgeting is exactly what it sounds like – traditionally, you would divide cash into envelopes based on the expense or cost associated with each respective bill for the month to be sure everything is covered. It also does not allow you to spend beyond your means.) Mvelopes takes 2nd place this year because of its comprehensive feature set. It is a great service for budgeting, tracking expenses and having access to all your financial information in one place. There is a free version, limited to four accounts, and a paid subscription version.

Pros

Cons

  • Free version
  • Simple to use and short learning curve
  • Debt Elimination Plan is helpful for users wanting to pay off loans or other debts (only available on paid versions)
  • Envelope budgeting
  • iPhone and Android apps
  • Email and forum support (live chat and phone support for paid versions)
  • No support for multiple currencies
  • Must be interested in proactive planning

Pricing

  • Mvelopes: Free
  • Mvelopes Premier: $95/year
  • Money4Life Coaching: Must contact Mvelopes

Personal Finance Software Comparison Table

Best Personal Finance Software Comparison Table screenshotDue to the considerable size of our personal finance service comparison table, we are putting it on a separate page so you can reference it more easily. Please visit our personal finance service comparison table (or click on the image on the left) for feature details of the software solutions that we review in this article so that you can easily compare apples to apples to make the right choice for you. We will continue to add to this table as we find more personal finance solutions, and update the current offerings listed as they add new features and services.

The Rest of the Pack

The race to the top of the personal financial software mountain is not only competitive, it’s very tight. All the software we review below has its own unique list of pros and cons, to help you decide for yourself which option best suits your individual needs.

AceMoney | BanktivityBuxfer | CommonCents | GnuCash | Moneydance | MoneyStrands | MoneyWell | QuickenYou Need A Budget

AceMoney Review

AceMoney logoVisit Website
Download iOS App

AceMoney is a paid personal finance solution that prides itself on an easy to use interface with a fully featured backend. Users can manage many different accounts, track spending, record expenses and bank online. It does not have an option to export data to tax programs, however.

Pros

Cons

  • A clean, user-friendly interface
  • FREE lifetime upgrades once full version has been purchased
  • Multi-currency financial support
  • Automatic update of balances across various platforms
  • Easy and intuitive to use
  • Transfer of data can be tedious
  • Can only be used on one machine

Pricing

  • Full Version – $39.99 (free lifetime upgrades)

Banktivity Review (formerly iBank)

Banktivity logoView on Amazon
Download iOS App

Banktivity (formerly iBank) is a, Apple-only personal finance software with an intuitive user interface. Banktivity works with your iPad and iPhone as well, so you can access your information on the go, but you must pay for Banktivity on these devices. A large portion of Banktivity users switched from Quicken, but many admit to regretting the decision in the end.

Pros

Cons

  • Connects to most major banks in the U.S.
  • Schedule and send payments
  • Track transactions
  • 90 day risk free guarantee
  • 30 day free trial
  • Import data from Quicken
  • Nearly 1/2 of Banktivity’s Amazon reviews are rated 1 star
  • Difficult to use
  • Mac only

Pricing

  • Banktivity 5 requires Mac OS X 10.9 or higher –  Out of stock
  • Banktivity for iPhone – $9.99 (works with iPod touch as well)
  • Banktivity for iPad – $19.99

Buxfer Review

Buxfer logoVisit Website
Download iOS App

Buxfer is FREE personal finance management software that offers easy online money management. Buxfer’s IOU function allows users to track bills and expenses among friends and families. Transactions you make are automatically downloaded to your account and you receive real-time alerts if you overspend. You can also plan ahead for big expenses like a wedding, vacation, car or home.

Pros

Cons

  • Socially-oriented finance management service with ability to divide up bills among roommates, friends or family
  • Extensive mobile management options
  • The service is FREE and you can sign in using an existing Google, Yahoo or Facebook account
  • No automatic categorization of accounts
  • Account tracking limited to banking and credit card accounts only
  • Data export must be done in CSV format only

Pricing

  • Free

CommonCents Review

CommonCents was discontinued in December, 2015.

GnuCash Review

GnuCash logoVisit Website

GnuCash is an open source personal finance service that is completely FREE. Designed to be easy to use, GnuCash has many powerful features. It performs like a checkbook register to enter and track different accounts. Going to GnuCash’s website might feel like you’re entering a time machine. The website is extremely outdated and a bit difficult to navigate. Come on GnuCash! It’s the 21st century!

Pros

Cons

  • Complete customer support
  • Regular software updates
  • Data entry is easy
  • Wizard will help new users with walk through examples
  • FREE
  • Software can take a while to navigate and learn
  • Boring interface that lacks interactivity
  • The conversion time involved in exporting data can be exasperating

Pricing

  • Free

Moneydance Review

MoneyDance logoView on Amazon
Download iOS App

Moneydance has built up a loyal following of users. One of the things that makes Moneydance shine is it’s cross-browser compatibility and the easy-to-view overall snapshot of your finances.

Pros

Cons

  • FREE app available for managing your finances on your mobile
  • Fast and accurate service makes managing your money easy, efficient and reliable
  • Home Page features a comprehensive snapshot of your finances
  • Flexible repeat event scheduling
  • Compatible with Mac, Windows and Linux
  • Allows duplicate check numbers in the register so duplication can be an issue

Pricing

MoneyStrands Review

Moneystrands logoVisit Website
Download iOS App

MoneyStrands is FREE money management software that makes it easy to get financially organized online by tracking spending, providing a real-time overview of finances, incorporating a great budgeting tool and recommending savings tips.

Pros

Cons

  • Automatic email alerts if you approach or exceed your budget goals
  • Support for forty-four different global currencies.
  • FREE computer service and FREE companion iPhone and Android app
  • Create personalized categories for your personal budget
  • No longer imports and categorizes banking activity automatically

Pricing

  • Free

MoneyWell Review

MoneyWell logoVisit Website
Download iOS App

MoneyWell is a Mac-only personal finance solution. Money Well’s strong suit is that it was designed as a budgeting system to help the user eliminate debt and grow wealth.

Pros

Cons

  • Direct Connect banking for single-click downloads
  • Envelope budgeting to spend only the money you have
  • iPhone and iPad app that syncs with your Mac using Dropbox
  • Easy to use and clean interface
  • Investment capabilities are not as extensive as they are in other finance management software services
  • Only available for Mac computers (if you have a PC, do NOT buy this product)

Pricing

  • Full Version – $49.99
  • MoneyWell for Ipad – Free
  • MoneyWell Express (for iPhone) – Free

Quicken Review

Quicken

View on Amazon
Download iOS App

Industry giant Quicken is our number three pick for best personal finance software. Quicken has long been utilized as one of the leading brands for all aspects of financial management. The software has gone through dozens of iterations and improvements over the years. Today it is a full-fledged, robust personal finance package, especially for those who use other Intuit software to manage additional aspects of their finances as it will integrate seamlessly.

Pros

Cons

  • Automatically categorizes expenses
  • Allows users to set budget goals and track progress
  • Automatic bill reminders
  • Export data directly to TurboTax for fast and easy tax preparation
  • Free customer support
  • 100% satisfaction guarantee
  • Mobile app for Android and Apple
  • Snap and store feature for keeping track of receipts
  • Puts bank and credit card accounts in one place
  • Importing older Quicken files can be cumbersome
  • Large number of negative reviews on Amazon

Pricing

  • Quicken Starter Edition –  $27.99
    • See exactly where your money goes
  • Quicken for Mac –  $39.99
    • Designed specifically for Mac users
  • Quicken Deluxe –  $34.99
    • See where you are spending, get on budget, reduce debt
  • Quicken Premier –  $59.99
    • See the details you to need to grow your investments
  • Quicken Home and Business –  $59.54
    • See across your personal and business finances clearly
  • Quicken Rental Property Manager –  $111.21
    • See and manage the details of your rental property finances

You Need a Budget Review

You Need a Budget logoVisit Website
Download iOS App

You Need a Budget is designed to give you total control of your money by making you account for all cash inflows and outflows. Just using YNAB will make you a more responsible financial manager. It has a unique way of giving every dollar a “job,” saving for a rainy day, learning to roll with the punches, and quitting the unpredictable paycheck-to-paycheck lifestyle.

Pros

Cons

  • Cloud Sync keeps all of your devices synced up in real time
  • Supports multiple forms of currency
  • Program is installed on your hard drive so you control the security
  • Note function helps you prepare for a family member’s birthday or a vacation you want to take in a few months
  • Budgeting tool will minimize getting blindsided by excessive or unplanned spending
  • No automatic bank transactions because YNAB wants you to take charge of finances by recording transactions manually
  • Budgeting at its Best is a revolutionary budget interface that shows you how to understand past spending habits, identify trends, adjust for the present and plan for the future
  • No automatic assignment of categories or upload of data
  • Lots of manual work is required, but this software is designed for you to take charge and not use in a passive way

Pricing

  • 34 Day Full-Featured Demo – Free
  • YNAB 4 – $60
  • Upgrading from YNAB 3 – $40

Read our full review of YNAB 4

Deciding Which Personal Finance Solution is Right for You

Did you know that 57% of households don’t have a budget? Planning and following a budget is the first step in personal finance. These solutions can help you control your spending and build a savings.

After looking through the pros and cons as well as the basic features of some of the more popular personal finance solutions, you should have an idea of just what it is that you are looking for. The first step is to prioritize which features are most important to you and which features you can live without. Then, if one of the services meets your needs and is free, then go for it! If not, then price will come into consideration. Finally, when you have narrowed down your selection to a few companies, it is important to look at reviews of other users in addition to finding answers to any questions you may have.

Research is key to finding a personal finance solution that works best for you because once you commit to a product, it can be very time consuming as well as difficult to transfer account information from one personal finance solution to another. Make the right decision now and you will be amazed by how much you will learn and grow in your ability to manage and control your personal budget and wealth.

Have you used one of these personal finance solutions?

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

Kimberly researches everything before she buys. She wants to make sure she is getting the best bang for her buck by purchasing the best product/service, which is why she loves her work. She has a degree in Multimedia Journalism and has been researching and writing professionally since 2013 to help consumers make more educated decisions.

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63 Comments on "What’s the Best Personal Finance Software?"

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John Bakiko
John Bakiko

You may consider using EasyERP. Besides being great ERP/CRM system it has also decent accounting possibilities. I’m using it for my own business and I’m pretty much satisfied. Great bonus is, that it is open-source which means it`s free. Hope it will be in the next iteration of this list.

Samuel
Samuel

Has anyone tried MoneyBrio? UI looks a bit outdated (as Ace Money does actually) but I don’t really care if it does the job.

Chuck W.
Chuck W.

Mint is unable to update major brokerage house accounts for Wells Fargo and Morgan Stanley. They say they are working on it but it’s been a while.

analia
analia

I’ve been using Geltbox for the past year. Me and my husband have two bank accounts and some credit cards in different websites and I succeeded to add them all to my Geltbox’s overview. It also has the ability to learn how to download automatically the data from my websites. Recommended!

ShHden
ShHden

You might as well remove Moneywell from your list. It was once the best of the bunch in my opinion, but it has now been abandoned. No updates, no support in many months. Very sad.

Dave Mann
Dave Mann

Stay away from Menvelopes! The free version is not free. They canceled our information three times finally told us that we had to pay them to get our data back. Very dishonest business practice. And there’s nothing you can do about it.

kecebongsoft
kecebongsoft

I’ve been using Everypocket for quite a while and it works great, it’s a lot similar to YNAB but much simpler, it doesn’t get in the way when entering transaction or syncing my balance. Worth a try.

john_galt99
john_galt99

MS Money still the best. Does a great job at forecasting and has a clean interface.

Horatiu Randasu
Horatiu Randasu

I’ve tried in the past CashControl and it did miracles for me. I’m kind of surprised that it wasn’t mentioned in the article.

Gareth
Gareth

I’ve been using MS Money for as long as I can remember. But despite it no longer being supported and I think my version is over 10 years old. I keep trying the latest finance softwares but I just don’t feel any of them are a patch on MS Money (sunset edition).

Scubaray InAlaska
Scubaray InAlaska

It’s really too bad MS pulled the plug on Money. Given the direction Quicken is going, Money might be picking up a lot of business right now.

Paul O'Connor
Paul O'Connor

I was a heavy MS Money user for a long time and still feel a pang about it being discontinued (so unnecessary) but have found MoneyDance to be a very good alternative. It doesn’t have all the bells and whistles but it does the job with a very clean interface.

Bela Somssich
Bela Somssich

Now Gaier Software has a little program which will update your stock prices. I’m still using Money – pity it was discontinued.

Belinda Ghosheh
Belinda Ghosheh

MintBills is such a terrible company! Shame on Intuit for acquiring such a horrible business!

Ed Middlebrooks
Ed Middlebrooks

Um why? I love Mint Bills. Hate Mint, but love Mint Bills.

Tippycanoe
Tippycanoe

You can’t track cash in Mint. YNAB is best. But not for the lazy person.

Peter
Peter

No iBank review eh?

Guest
Guest
While researching topics for my finance blog, I stumbled across an article that discussed the dangers of using mobile finance apps. This is something that everyone should be aware of. While an app may offer a great service, you have to question how your information is used. Even if it’s used securely, there’s always the chance of losing your phone and having that information compromised. Personally, I have a problem with handing over my account numbers to any company. I don’t care how much easier it makes it to control my finances; it just seems like a really bad idea.… Read more »
Guest
Guest
I recently signed up for some personal finance software. I was pretty impressed with Mint.com so I decided to give it a shot. It was pretty easy to set up and I really only have had one problem with it. Well, two actually but one of them had nothing to do with Mint.com itself. I reset my Paypal password and apparently you have to let them know that and change things up over there. That was not a big deal. The issue I have is that it keeps mislabeling my finances. I am quite sure there is an easy way… Read more »
Guest
Guest
This personal finance software list has been so helpful to me. I think anyone who has more than one financial account should take advantage of personal finance software. I happen to be one of those people who locks numbers in her head without really trying to. I remember phone numbers and addresses if I just happen to be there when they are spoken. Hearing the numbers seems to lock them in my brain. I do the same thing with my finances. If I say the numbers out loud to myself, I can remember what is in my account. The problem… Read more »
Guest
Guest
Call me crazy, but I love anything finance-related. Whether it’s an app to help me get out of debt or a website that helps me track expenses, I just can’t get enough. I was happy to stumble across this article and see that there are so many great software titles to choose from. I can definitely see myself trying out each title to see which would work best for me and my financial situation. I wish this article had better explored the software options for helping people get out of debt. Right now, I am struggling to find a company… Read more »
Guest
Guest
I never thought that there would be a day when I didn’t use a standard check register to keep up with purchases and deposits. However, I’ve been using an Excel spreadsheet to track my checkbook for years. The truth is it doesn’t matter what type of digital maintenance you use for your accounts, it will always be more convenient than using paper. I have been looking into personal finance software for quite some time. I have used a couple different websites and found that they were too time consuming to setup. I know that a number of more expensive companies… Read more »
Guest
Guest
I really do not know what I would do without my personal finance software. It is the very thing that keeps me in line. I mean, I keep my bills paid and do all the things I am supposed to do, but I was looking at it on a paycheck by paycheck basis until I installed my first personal finance software on my computer. I never had an easier time keeping track of my budget. You might think you are doing fine too, but when is the last time you looked at a detailed representation of where your money was… Read more »
Guest
Guest
Our great grandparents would probably be appalled at the number of credit cards, loans, bank accounts, and other financial accounts that the average person has. With many Americans having more than one bank account, it can be difficult to keep up with your finances. Throw in the fact that most people use credit and debit cards to make purchases and balancing accounts can become a nightmare if you miss only a few days worth of entries. Thankfully, there are software titles and applications that make it easier to keep track of your finances. Companies like Mint.com make it so much… Read more »
Guest
Guest
Can you even imagine what it must have been like to create and manage a budget before computers came around? I still use spreadsheets to do my budget, so I haven’t progressed too much, but I can’t imagine doing it all on paper. It’s so much easier to adjust entries when you’re working with a spreadsheet or a piece of software. There are so many great pieces of personal finance software on the market that it can be hard to choose. Your article makes it so much easier to quickly view the best companies and make a decision that works… Read more »
Guest
Guest
As someone who is trying to gain control of her debt, I’ve looked into many different companies that offer personal finance software. I’ve even downloaded a number of apps. My only hesitation is linking all my accounts to the software. To me, it just seems like a very bad idea and something that could result in identity theft. If someone where to somehow hack the software, it could be disastrous. However, your article proved me wrong. I was intrigued by the amount of security that Mint.com uses. It was a company I had looked at in the past, but didn’t… Read more »
Guest
Guest
After reading the information provided here about Mint.com, I decided to give it a try. I have never used personal finance software before, but I really needed to do something to help e get more organized and plan my budget better. I was a bit nervous about sharing my information, but I did some research and learned that Mint.com is something that quite a few people used and were impressed by. I am someone who is always kind of paranoid about sharing any kind of financial information over the Internet, so this was a huge step for me. In fact,… Read more »
Guest
Guest
I have been looking for personal finance software for quite some time. I think it will make it easier for me to track my spending and make better use of my money. We all spend more than we think on stupid things. I think personal finance software will make it easier for me to not ignore my bad spending habits. Something about having that right in my face with numbers listed makes it more real to me. I can throw out receipts. I can’t ignore monthly reports. I came in here a while back as I started my search for… Read more »
Guest
Guest
Thanks so much for the great details! Mint.com sounds like exactly what I need. Of course, it is awesome that it is free, but I think all the features it has would be worth paying for if they actually charged for it. I really need something like this to help me keep track of things. I think it is a vital part of developing any kind of financial plan. I am going to download mint.com now! I know I have a hard time just remembering to save a receipt, much less actually do something with it after I do save… Read more »
Guest
Guest
The Mint.com software sound like it might be worth trying. I have heard of a few different kinds and I have seen other people use it, but I don’t have any yet. I always see ads for Quicken, but advertising doesn’t always mean that the service is any good. I want one that works well, but isn’t so well known that anyone would be able to hack into it. It seems that the more popular the software is, the more the hackers know about it. I’ll pass on that. I do like the description of the mint software though. It… Read more »
Guest
Guest
I work exclusively online. Most of my client pay through Paypal, so it is usually pretty easy to keep track of the incoming funds. But, not all of my transactions through Paypal have to do with my business. Some of them are personal transactions that I use funds from Paypal to complete. So, while it sounds like it would be easy to keep track of things, it’s really not. I’ve relied on this method for years, but lately I have found that I need a better way to keep track of my finances. Most of all, I need to make… Read more »
Anonymous
Anonymous
Many people need help with their finances. The trouble, in most cases, is not even a lack of money of too many bills or any of the common things that you might consider at first. The real trouble is the lack of ability to manage the finances. Most adults do not have any kind of budget. They simply float through their financial lifetime and just hope that everything will take care of itself. Another option is to try and take back some control. One of the best ways to do this is by using personal finance software. This piece gives… Read more »
Anonymous
Anonymous
I enjoyed this article since I have been considering trying out some of the personal finance programs which were reviewed. I think that anyone who is interested in this sort of thing will find these reviews to be very helpful and unbiased. Unlike many other so-called reviews, these actually list both pros and cons of each piece of software, along with their prices and key features. I found it incredibly helpful to take a look at the comparison table first. This way, I had a good idea about what specific features each individual software program had. This also helped to… Read more »
Anonymous
Anonymous
If you are currently in the market for some personal finance software than you know just how much of a challenge it can be to find just the right one for your particular situation. Many of the online reviews out there do not seem to help, either, since they appear to be little more than overt sales pitches for one particular company or another. The article listed here is a bit different. First of all, the reviews cover several of the recognized big players in this industry. These are the software programs which most of the well respected finance personalities… Read more »
Anonymous
Anonymous
Anyone interested in keeping better control over their money, sticking to a budget or even just wanting to have a better idea about what is happening to their money should consider using some type of personal finance software. This article gives a nice overview of some of the best programs on the market today. Best of all, they are actually pretty honest reviews, with both pros and cons for each. I think it is worth looking at some of the reasons why Mint was chosen as their top pick in this area. First of all, the author points out that… Read more »
Anonymous
Anonymous
The article provides a pretty comprehensive and honest review of the various options for personal finance software. I liked the fact that the article provided an honest review of each company, listing both positive and negative features. The author also points out that each person should take the time to really think about and prioritize which features are most important to them. This is excellent advice, since someone could point out that particular software is free; however, this might not matter if it does not have options that are important to you, such as being able to automatically import and… Read more »
Anonymous
Anonymous
I was pleased to find this article. I have looked into a number of sites and some are definitely better than others. I also have a number of financial apps on my phone. However, I have to admit that I’ve never been comfortable with linking my financial accounts with software. What I like are apps and software that help make me more conscious of my spending habits and can help me pay down my debt. One app I absolutely love is called Debt Payoff Planner. This is such an excellent app for those that want to payoff their debt. All… Read more »
Osmer Batcheller
Osmer Batcheller
I spent the time setting up Mint and making sure items were correctly categorized and only then understood what a waste of time it had been. I have used Quicken in the past and was accustomed to being able to view my income and expenses in detail and in various ways. Mint simply provides a budget ,which allows duplicates if subcategories are added, and bases the budgeted amounts in a very random way. Besides seeing you information in the form of an incomplete budget, the only other option are a few pie charts. From what I gather on the new,… Read more »
Matthew
Matthew

I think it is probably possible to choose one great app from the thousands. My recommendation is to adapt software you already bought yourself, or adapt yourself to the software (because in most cases good financial tracking software costs around $50, so you can’t buy new applications every week). 90% of financial planning you will figure out and grow to like just by using it.

P.S. I’m a Mac user, so I stick with two apps for doing this job: iBank (well known) and little finance calculator Numeric Notes (since it not so known, here is the link on iTunes: http://itunes.apple.com/kz/app/numeric-notes/id464069442?l=ru&ls=1&mt=12).

Anonymous
Anonymous

I still find it hard to believe that mint.com is a free app! It works so well. I hope it is always free.

Anonymous
Anonymous

I cannot believe I am just hearing about mint.com – it is the best app ever for keeping track of my money and it is FREE!! This is incredible! Hope to find more free apps that are even close to as useful as this one.

a web rocker
a web rocker
We all have very individual requirements when it comes to personal finance management. While some prefer to keep track of every penny spent, others may find such an approach quite cumbersome and time-consuming. Some think the more detailed and accurate a budget is, the better the chances are that you’ll stick to it. Some people on the contrary prefer to keep budgeting simple and focused on some basic financial aspects. When searching for a personal finance software suitable for my needs I applied four main criteria: * Online access (it’s convenient when access to your account is not limited to… Read more »
Mike
Mike

…. it doesn’t support credit cards issued by GE Money Bank. I really like the way it worked, until I tried to load a couple of credit cards issued by GEMB. Mint.com blames GEMB for the problem. Doesn’t matter to me who’s fault it is, if I can’t see all my finances in one place, it won’t work for me. Same with Quicken Essential for Mac, won’t pull data from one of my cards.

Scott
Scott

I agree, Mint is a great free alternative. But it drives me crazy when one of my banks mysteriously becomes unsupported. I have a retirement account with Security Benefit and Mint has never supported it. When all of the accounts sync, I really enjoy Mint, but a lot of time I find myself very frustrated.

Bill
Bill

I want to have the power of Quicken but do it online. Mint can’t reconcile accounts from what I understand so that’s a limitation for me. Being able to sync between installations on different computers is a good feature of YNAB, but this program doesn’t have advanced features for tax related transactions. Anyone have suggestions on a solution?

Brian
Brian

I’ve personally only had experience with Mint and Quicken in the past. Anyone have a favorite. I like Mint because it’s free but feel like security might be compromised. Quicken has a longer, better reputation but is not as user friendly as I remember. I need a new financial software system for the new year, especially now that I am running my own business. A friend of mine who also has her own company recommended Freshbooks too. Any reviews on that?

Rahul
Rahul

I have been using an excellent money management software called Finlamp which is easy to use and is very different from Mint / Quicken in the way it records your transactions. It is a desktop application and hence your security credentials are all stored on your local computer.

Osmer Batcheller
Osmer Batcheller
Within the last two weeks I signed up for a Mint.com account based on online searches which led to a few sites, such as this one, which strongly endorse it. In the past I had used Quicken and am aware of what it provides. I admit I have gone for over a year without using any financial software whatsoever. While admittedly easy to set Mint up to automatically download a number of accounts (banks, credit card, investment and the like), it took some time going through each transaction by transaction to ensure they had been correctly categorized. It was not… Read more »
Anonymous
Anonymous
I have employed the Mint.com software in the past on a couple of different occasions. I will admit that my first reasons for doing so was because it was free and it was one of the more popular downloads on my Android smart phone. What I found was that because it was so convenient for me to use on a regular basis. Having it right there on my smart phone so that I could make frequent and accurate entries meant that the data that it was compiling was done in real time and I would not forget to enter it… Read more »
Anonymous
Anonymous
Two years ago, I decided I needed to reign in my finances. I knew they were getting out-of-control when I received a Holiday Bonus at the end of the year for my hard work, yet only a few months later, all of my extra money was gone and I was back to living off of my regular paycheck. Maybe it would have been OK if I had bought a television or new furniture or even paid off my debt a little, but the truth is, I do not exactly know where all that money went. I had heard about You… Read more »
a guest
a guest

I’m currently using Mint to manage my finances, but my bank recently got acquired and the new bank is offering a financial manager called FinanceWorks. I’m wondering if anyone has heard of this? It looks like it does more or less the same thing Mint does. For those that have, which do you prefer – Mint or FinanceWorks, and why?

Anonymous
Anonymous
I have tried using a few different personal finance programs in the past, some based on my computer, others based around input from my smart phone, but I have yet to find one that I have been able to put to good use on a regular basis. This is no fault of the programs themselves, but rather my own fault for not making it a habit. That being said, I would like a program that makes adhering to its use a bit easier and that would begin with an improved interface and/or a synchronization system that monitors my bank account… Read more »
jessica256
jessica256

I read your article and it has good information on personal finance software. I work exclusively online. Most of my client pay through Paypal, so it is usually pretty easy to keep track of the incoming funds. Thanks.

Gypsy Jane
Gypsy Jane
I did not see a system with 2-way desktop / mobile sync which does not require an active internet connection. Many – most! – people are not hooked up to the internet 24-7. I travel for work and am often in locations without even 1X for my phone, much less anything that would let me access, say, MINT. Therefore, although my phone is now an Android, I still carry my aging Treo 755p simply because it has Pocket Quicken and will sync with my desktop Quicken. I’m not anti-cloud – I have Dropbox to sync files that do not require… Read more »
Anonymous
Anonymous
I was shocked at what Mint was offering. Right now, I just use a spreadsheet to organize my finances and I have just reworked that to make it simpler. When I logged onto Mint, I was kind of expecting a pretty fancy spreadsheet. Instead, I was more impressed. I mean what an interesting service. I mean they are actually observing all of your financial gateways, (credit cards, checking accounts, savings accounts) and grouping your information and sort of gathering it into a series of reports. It will let you see what your budget looks like every month and then on… Read more »
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