Melissa Osborne

Melissa has been working as copywriter and editor for over 10 years after discovering a passion for the written word and how great copy can help businesses reach a wider and more targeted audience. With a diverse background writing articles, blogs and marketing materials for lifestyle brands and tech start-ups, Melissa is naturally curious and enjoys researching and writing content on new subjects and trending topics. Melissa gained a BA Hons degree in English and Creative Writing at Portsmouth university in the UK and has lived and worked in London, Hong Kong and the USA.

profile pic
Desk cluttered with travel items including a compass, credit card, cash, sunglasses, a model airplane, a hat, and travel insurance documents

Best Travel Insurance: AIG Travel Guard vs Allianz vs Travelex vs World Nomads vs AXA & More

You’ve been saving money for years to take that once-in-a-lifetime, dream vacation. But what if reality rears its unfortunate head? Whether you have to cancel your trip altogether or disaster strikes while you’re on vacation, travel insurance can help save you from an utter financial loss — or an even larger financial burden. Our travel insurance reviews will help you sort through all of your options to see which providers are right for you.

box of cigars jpg

Top 5 Cigars For Beginners

Whether you’ve dabbled in the age-old ritual of cigar smoking before or you’re a complete novice, there are several factors to consider when selecting a good cigar, such as color, flavors, and of course, the price. Here, we have selected the best cigars for beginners for an overall enjoyable experience.

hand using cigar cutter to cut cigar jpg

A Cut Above The Rest: Top 5 Cigar Cutters In 2023

Cigar smokers will tell you that there is nothing more enjoyable than a cigar at the end of a long day or with friends on special occasions. Cutting the cap and lighting a good quality cigar is all part of the ritual, and achieving the perfect draw can all depend on the cigar cutter. But which one should you pick? We have tried and tested various types of cutters, so you don’t have to.

calculator and dollar bills

My Review Of Empower Personal Finance Software

There are many options when it comes to software for your personal finances, but depending on what you need will determine which one you choose. However, there are options for the ‘all-round’ customer who requires a solution for everyday budgeting, savings, and investment portfolios. Empower is a great place to begin if you are starting out on your personal finance journey or are an experienced investor.

Calculator next to a jar of coins and a pension file

Pension Planning With Empower Retirement: My Experience

Retirement planning tools are a great way to help you save and plan for the future. No matter what your income or career path is, having a solid plan for retirement not only offers financial security but peace of mind too, and using a free or paid-for online tool can help with just that.

Woman sitting and looking at her smartphone that shows a personal finance app on the screen.

Best Personal Finance Software For 2023: Empower vs Mint vs Quicken & More

Gone are the days of keeping receipts and Excel spreadsheets; this year, money management is easier, faster, and much more efficient than it used to be. Personal finance software can help with consolidating your finances, setting monthly budgets, and much more, but deciding which one is best for you can be a difficult and confusing task.

Woman holding smart phone with key lock icon

Top 3 Smart Locks That Will Work With Your Ring Security System

Security systems like Ring have seen an incredible rise in popularity in the past few years, with people worldwide jumping on the bandwagon of video doorbells and alarm systems to improve their home security. The Amazon-owned brand is one of the most popular, so here we take a look at the perfect partner for the Ring security system – the smart lock.

Hnds with yellow sleeves using home security smartphone app

Schlage Vs Kwikset Smart Locks: Encode vs Plus vs Connect vs Halo & More!

Whether you’re letting your vacation home, require a simpler system for busy family life, or want more reliable home security, a smart lock could be just what you’re looking for. Smart locks allow property owners to grant one-time access codes to service providers or family and friends, as well as monitor who enters and leaves their property remotely via an app, and much more. Here we take a look at Schlage and Kwikset smart locks, comparing their various features to suit different needs.

Hemp-derived CBD oil dropping from a dropper into a vial, with the green leaves of a hemp plant in the background.

Does CBD Cause Brain Fog Or Help With It?

If you’re a natural remedies enthusiast you would have heard of cannabidiol oil or CBD as it’s commonly known. CBD products are typically used to alleviate health conditions such as anxiety, depression, chronic pain, and insomnia. Research has also shown that CBD can be an effective and powerful remedy to help reduce mental fatigue. So the question begs, does CBD help with brain fog or does it cause it?

Scroll to Top