Equifax, one of the three major credit bureaus in the U.S., also offers credit monitoring and identity theft protection services with three plans to fit your family and your budget. However, Equifax is still trying to recover its reputation from a major data breach in 2017. Is this company reliable enough now to protect your identity?
In the digital age, your credit is more than just a powerful financial tool. It can become a dangerous liability as well. You work so hard building up your credit score to only have it stolen away by fraudulent attempts to use your identity. Since your credit is intimately attached to your personal identity, it’s critical that you protect yourself from a potential threat. Not only could a credit breach cause harm to your short term finances, but the work involved in repairing your credit reputation can be extensive. Luckily for you, our financial experts have decades of experience in this category, and bring you their expertise in easy to understand language.
Your credit can go wrong for various reasons, from late payments to identity theft and lots of stuff in between. No matter how your record was blemished, it’s likely you want to fix it. Credit repair can be confusing, so it’s good to know your options and how to get your credit back on track.
Do you know with full certainty what your credit score is? Have you recently checked your credit report? What you don’t know could hurt you, especially if you’re dreaming of buying a house or a new car, taking out student loans — or even if you’re looking for a new job. Your ability to do all these things hinges on how creditworthy you are in the eyes of lenders and even potential employers.
