Money & Finance

Insurance 101: Health, Life, Homeowners, Auto, Travel, Event, & More

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Person under umbrella (Caption: Types of Insurance)

None of us like spending our hard-earned money on insurance, but in the case of an emergency, we’re glad that we have an option to protect us from expenses we can’t afford. It seems like we need insurance for everything these days from our vehicles to our homes to ourselves. But is insurance really worth it, and if so, which types of insurance are important and which ones could you do without?

Protect Your Possessions & Family With Insurance

Where Can I Get Affordable Dental, Vision & Health InsuranceHealth Insurance icon?

Health insurance is an absolute must. You need to have coverage for the yearly physicals, last-minute appointments for colds and any emergencies in between. eHealthInsurance can help you find a provider with a rate and coverage you’re comfortable with. From dental insurance to vision insurance, they connect you with different options around the country.

Life Insurance ExplainedLife Insurance icon

Knowing the right time to buy life insurance can save you money. Buying at a younger age can mean lower premiums, but if you have no dependents, it may not be necessary. Choosing between whole, term, universal, variable and other types of life insurance can be overwhelming. We’ve simplified the process by explaining the different kinds of life insurance in one easy to digest article. It covers everything from how much life insurance you should have to how to get the best rates.

Do I Need Homeowners Insurance?Water Damage Coverage

Homeowners insurance isn’t typically as crucial as life or health insurance, but it can be pretty important depending on where you live and what your circumstances are. We’re working on expanding our homeowners’ insurance coverage. Meanwhile, know that not all coverage is the same. For example, to cover something like water damage, you may need to add on to your policy.

What About Car Insurance?Car Coverage icon

Car insurance is required in most states, and will not only protect you and your car but can protect you from liability (ie. damaging someone’s property). As we grow into this category, we’ve received requests from readers asking if car insurance exists for exotic cars. Classic cars are beautiful, but they aren’t cheap. You spend all that time keeping your vehicle in pristine condition, maybe the extra coverage is worth it. We review the best classic car insurance providers.

Why Should I Consider Travel Insurance?

Airplane icon

If you’re spending thousands of dollars on a trip, you’ll want to make sure you won’t be left in a financial hole if you have to cancel your trip or if something unexpected happens before or during your trip (especially during the COVID-19 pandemic).

Be sure to read our best travel insurance article to find out which company can provide you with the best coverage for everything from trip cancellations to emergency medical coverage and many other concerns you may have.

Planning A Special Event?Wedding rings icon

Are you planning a wedding, a retirement party, or another special event? If so, you’ll want to explore ways to protect your financial investment on this special day. Event insurance helps cover financial and legal liabilities when hosting an event. Learn what types of special event insurance are available so that you can enjoy your special day carefree.

Kimberly Alt

Kimberly is our home security expert and has been writing about security and safety since 2013, covering everything from security systems and home automation to identity theft protection, home warranties, medical alert systems, and more. She has personally tested hundreds of system components and interfaced with dozens of home security companies to find out what’s happening behind the scenes. Her work has appeared in many notable brands, including The New York Times' Wirecutter, Reader's Digest, Forbes, People, Woman's World, and Huffington Post. In 2018, she had her first child, which opened up a whole new avenue of security experience with baby gear. She wanted to purchase the safest items for her family. Kimberly received her Bachelor of Arts in multimedia journalism from Simpson College. Her natural curiosity helps her research as she seeks the truth when learning about, comparing, and personally testing products and services.

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