Torrential rains flooded your garage and basement over the weekend, causing some structural water damage to your home. You have a home insurance policy, but is water damage covered by homeowners insurance? Things can get pretty murky when trying to determine what is and isn’t covered, but we’re here to give you some helpful information and guidelines.
With COVID-19 restrictions lifting and life returning to normal, it’s finally time to start planning your next vacation. But flights, hotels and other travel expenses can add up, and no one wants to lose money if plans fall through. This begs the question: should you purchase travel insurance? The answer is not so clear-cut. Sometimes travel insurance is a smart investment, and other times it’s a waste of money. Read on to find out if travel insurance is really worth it for your next trip.
With each online profile we create, every service we sign up for and all the smart gadgets we buy we put our identities at risk. Technology is evolving, and with it, our personal information becomes more vulnerable. Protecting your identity isn’t an option; it’s a must.
Estate planning sounds like something only rich people should do, but that’s not the case at all. You don’t have to own a ton of assets to consider estate planning, and there are many other elements to a comprehensive estate plan other than just making sure your assets pass on to your beneficiaries. Our experts have compiled a beginner’s guide to help you determine everything you should be considering for you and your family’s future.
Sure, classic car insurance won’t cover your DeLorean to travel “Back to the Future,” but there are many reasons why you need to financially protect your prized possession. Antique auto shows, parades, classic car club meetings, pleasure riding, etc. If you’re a collectible car owner, you need vehicle insurance coverage for any type of event.
Don’t let the confusing terms and overwhelming options of life insurance drive you to an early grave. Here, we review the different types of life insurance, including the pros and cons of each, to help you find the best policy type for you and your family’s needs.
Let’s face it — shopping for dental coverage is like having to get a tooth pulled. We all dread it, but luckily you have some pretty painless options available online to help you find the best and most affordable dental plans for you and your family.
You’re buying a new TV for your house, but after swiping your credit card, the cashier tells you your card was declined. WHAT?! You check your recent transactions and see that someone’s been using your card for the past month. Your identity has been stolen, and you feel like your world has been flipped upside down. This is when having an identity theft protection service, like Identity Guard®, comes in handy. Not only do these services alert you when they detect potentially fraudulent activity, but some even help you recover after the damage is done. How does Identity Guard® protect your identity? With so many competing services, is it your best bet?
Universal life insurance is one of the most popular types of life insurance, along with whole life and term life. It offers the greatest flexibility because your premium payments and death benefit aren’t set in stone. But what are the drawbacks? And is universal life insurance the best fit for your long term financial goals?
Life insurance isn’t the most exciting topic, but it’s one that we all are faced with at some point in our lives as to whether or not we need it. There’s no need to spend days trying to comprehend the ins and outs of life insurance. We make life insurance easier to understand by explaining the different types, how much you need and how you can save money on your policy.
Hagerty specializes in insuring a wide variety of classic, antique, and collectible vehicles. With low premiums, a guaranteed agreed value, and fantastic low-priced add-on options, Hagerty sounds like a solid choice. But do they deliver their customers reliable coverage and claims?
With so many types of life insurance available, how do you know which one is best for your budget and your long-term financial needs? Two of the most popular options are whole life insurance and universal life insurance. These two types of life insurance share some features, but there are some important differences you need to know.
