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LendingTree Reviews: A Legit Way to Secure a Loan Online?

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Person holding roll of cashWant a one-stop shop for securing a personal, auto, small business or home loan? LendingTree could be just the ticket. LendingTree is a leading online loan marketplace, which connects consumers with lenders offering the types of loans they need. One of the greatest advantages of LendingTree for borrowers is the ability to choose between several different loan offers in most cases. LendingTree has one of the largest networks in the U.S., with more than 300 lenders. And you can get offers in the comfort of your home. Our LendingTree reviews will give you the need-to-know info on this popular lending site.

LendingTree logoVisit the LendingTree Website

Review Overview

Ease of Process
Customer Support
Rates and Fees
Availability in U.S.


LendingTree scores big for a seamless and free process for getting an online loan. And their customer service is top notch. A potential drawback for some borrowers? You don't know upfront what interest rates and loan fees you'll incur until you view your offers. But you get multiple offers to choose from.

What Types of Loans Do They Offer?

LendingTree connects you with some of the best lenders for a wide variety of needs, including:

LendingTree Personal Loans

LendingTree offers personal loans from $1,000 to $35,000 with APRs starting at 5.99% for everything from debt consolidation to covering medical bills to home improvement. They also offer student loans, student loan refinancing, auto loans and credit cards.

LendingTree Small Business Loans

You can get up to five offers for small business loans within 48 hours. Loans range from $5,000 to $1 million, depending on your business needs. Check out our Best Small Business Loans Online review on our B2B site to see how LendingTree compares to other small business lenders.

LendingTree Mortgage

LendingTree offers a wide variety of home loans, home equity loans and mortgage refinancing. Their website has extensive resources to help you know what kind of mortgage loan is best for you. Be sure to read our Best Online Mortgage Lenders review to see how LendingTree stacks up against alternative online mortgage lenders.

LendingTree Key Features

  • 20 years in business
  • An extensive network of more than 300 lenders across the U.S.
  • Get up to five loan offers for free
  • Can get your credit score for free
  • Mobile app for iOS and Android
  • Lender Ratings and Reviews section where you can read borrower feedback on each lender in LendingTree’s network
  • National Loan Officer Directory helps you find a local loan officer to help with your home mortgage



  • Can get several offers from various lenders for free
  • Wide variety of loan types
  • Available in all 50 states
  • BBB rating: A+
  • Excellent online resources and tools
  • Consumers report excellent customer service
  • LendingTree rates, fees, terms, etc. vary widely
  • Minimum qualifications to be approved vary widely
  • Several consumer complaints about unwanted calls and emails from lenders
  • No live chat and no Sunday customer support hours

What Are Borrowers Saying About LendingTree?

We’ve done our research around the web to see what consumers have to say about their experiences with LendingTree. See below for a balanced sampling of positive and negative reviews we found. We did find an overwhelming number of positive reviews. On the popular consumer rating site,, LendingTree has an impressive 82% of five-star ratings (out of 4,700+ reviews) — not an easy achievement for any company!

Positive LendingTree Reviews

So impressed with the quickness and ease. The process made my financial goals an easy reach within a week. Everyone I spoke to was informative and friendly. I am so grateful and would highly recommend. — Aaron W., Trustpilot 2/1/2017

I needed a personal unsecured loan and had tried my bank but their rate was high and I was not fully approved for the amount I needed. Lending Tree immediately gave me options I would never have dreamed about! It was a great experience and I am happy with my decision. — Connie, Consumer Affairs 3/24/2016

Negative LendingTree Reviews

Forget what you have seen on TV and what you have read on the internet. This service is a complete waste of time. I had already started the process of refinancing with another company and was curious about “Let Banks Compete Over You”. I signed up, and I was absolutely bombarded with phone calls. Not one of them were professionally enough to leave a voicemail. — Disappointed, Trustpilot 1/14/2017

I looked on Lending Tree just to see some information on what banks might offer for a mortgage refinance. As soon as I entered my phone number and email (hoping to only see some estimates and options to choose from), I received about 8 phone calls and about 12 emails within the first 2 minutes. — Joshua, Consumer Affairs 11/10/2016

How Do You Qualify for a Loan?

Check out this brief video by LendingTree to see what lenders will need from you to qualify for a loan.

Does LendingTree Meet With Our Approval?

Visit the LendingTree Website

We recommend LendingTree as an easy, secure way to get a loan without ever having to leave your home. One of the best features with LendingTree is your access to options. Getting up to five offers for any loan puts the consumer more in the driver’s seat — not something you see with traditional lenders. Another huge plus in our book is their excellent customer service and rave reviews from thousands of satisfied borrowers.

Would you recommend LendingTree to a friend?

Sally is a passionate writer but her interests do not stop there. She spends a lot of time daydreaming about the beach, however, she spends most of her time taking advantage of all the activities her town has to offer in the foothills of the Blue Ridge Mountains.

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1 Comment on "LendingTree Reviews: A Legit Way to Secure a Loan Online?"

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Elaine M
Does anyone know what the interest rate range is? For a small business loan specifically?

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