With so many types of life insurance available, how do you know which one is best for your budget and your long-term financial needs? Two of the most popular options are whole life insurance and universal life insurance. These two types of life insurance share some features, but there are some important differences you need to know.
Are you worried that you won’t qualify for life insurance because of your age and less-than-stellar health status? You still have options, thanks to a product called guaranteed issue life insurance. You can even qualify for this type of life insurance without a medical exam and minimal (if any) health questions.
While hosting a large event, like a wedding or corporate party, is a fun celebration for you and your guests, it’s also a stressful and expensive undertaking — and things can go wrong. What if you have to cancel your event due to unforeseen circumstances? What if one of your guests gets seriously injured and holds you liable? Having event insurance can protect you. The relative cost of this type of specialty insurance is minimal compared to the financial blow you could face if something unexpected occurs.
The first decision you need to make when shopping for life insurance is which type to purchase: term or whole life. What’s the difference? The short answer — term life insurance is much cheaper but only gives you a finite policy period, while whole life covers your entire lifetime. But there are many other differences you should be aware of to make the best choice for you and your family.
If you’re shopping around for the best travel insurance, you’ve likely come across USI Affinity Travel Insurance Services. How does this 40-year-old travel insurance company (that still maintains a stellar reputation) stack up against its newer competitors? We give you an in-depth review, including detailed policy benefits, pros and cons, pricing and much more.
None of us like spending our hard earned money on insurance, but in the case of an emergency, we’re glad that we do. It seems like we need insurance for everything these days from our vehicles to our homes to ourselves. There are many benefits to purchasing insurance including protecting our pockets from going completely empty.
Pulling a life insurance benefit amount out of a hat just won’t cut it. There are many factors to consider in how to determine how much life insurance you need. We can help you be smart about your future financial planning for your family.
Most people consider getting trip insurance for a single vacation. But did you know that several major insurance companies provide annual trip insurance plans? These plans can cover you, a spouse, and even your entire family if you want to insure multiple trips during the year — for huge savings compared to insuring each trip separately. How does annual trip insurance work? Does it differ from traditional per-trip insurance? And which providers are your best options? Our experts have delved into all of these questions and more to help you decide if an annual policy is best for your needs.
Are you planning on living abroad? Don’t get caught up in the excitement of your upcoming adventures without taking some necessary precautions. One of the most important things to consider is health insurance. Most U.S. medical insurance plans don’t include coverage outside of the U. S. Even if you’re young and healthy; you never know what can happen. What if you develop a serious illness while abroad, or you get injured in a car accident? Your impending medical bills will put a huge damper on your adventures and could force you to return home. Fortunately, you have medical insurance options to cover your time overseas. Here, we’ll give you the need-to-know info about expat health insurance.
Shopping around for travel insurance for your next big trip? TravelSafe Insurance is one of the industry’s big-name companies, but just what do you get with TravelSafe? Will this provider give you the reliable coverage you need, or are their policies a potential pitfall?
No one is immune to identity theft these days, with data breaches occurring at alarming rates. Preventing ID theft is a difficult task, even for professional ID theft experts. Monitoring your personal info and credit reports can help, but where you may need assistance the most is when your identity gets stolen. There are many insurance policies and services that can help you quickly and efficiently restore your identity with little out-of-pocket costs to you. Learn more about identity theft insurance, including our reviews of the best insurance available.
Are you not seeing 20/20? Your vision is essential. You shouldn’t neglect your eye health, but glasses and other vision care can be expensive. Can vision insurance help you get the care you need for your precious eyesight or is it just a waste of money? Luckily, vision insurance plans are more affordable than you’d expect and a small monthly payment can actually save you hundreds of dollars every year. We’ve read between the lines on the various vision insurance plans available to help you see which policy is a perfect pair for you to try on.
