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You try to open a new credit card only to discover that you’re declined because your credit isn’t worthy. What gives? Without your knowledge, someone has stolen your identity, taken credit out in your name, and ruined your credit record. Moving forward, how can you protect yourself? IDShield can help you dig yourself out of ID theft.
What is IDShield? IDShield, a product of LegalShield, is an identity theft protection service that monitors your online credit and personal information to protect you against identity thieves. And it’s the only ID theft service that uses licensed private investigators to work your case. Our IDShield review will give you all the info you need to see if this service is right for you.
- Provides consultation & resolution services with assistance from licensed private investigators
- Monitors personal information (Social Security number, driver’s license number, date of birth, full name, passport number, email addresses, phone numbers, medical ID numbers, and social media accounts)
- Social Security number fraud detection
- Monitors financial information (loans, leases, bank accounts, and credit cards)
- Monitors public and criminal records and change of address requests
- Free IDShield app and LegalShield identity theft app that send you fraud alerts on your smartphone and connect you directly to experts
- Free IDShield login password manager
The only difference between the two identity theft shield plans is that the individual plan covers one person and the family plan covers up to 10.
- $9.95/month Individual Plan
- $19.95/month Family Plan
More About LegalShield’s Consulting & Resolution Services
IDShield’s unique consulting and resolution services are arguably their best selling point. But in our research, we came across several questions about a Legal Shield scam (LegalShield is IDShield’s parent company). Are they legit? Yes! In fact, LegalShield has partnered with Kroll, a worldwide leader in risk mitigation and response solutions, to provide ID theft protection and resolution for nearly 20 years. The two organizations created IDShield to assist consumers in the growing risk of data breaches.
IDShield provides members both regular and emergency access to licensed private investigators, who average seven years of experience from law enforcement, banking and collection backgrounds. These experts advise you on everything from how to identify scams to how to shop safely online. Reps are available during regular business hours from 7 a.m. to 7 p.m. ET Monday through Friday, but you also get emergency assistance 24/7/365 via a separate line.
If you become an ID theft victim or if you find your identity compromised in any way, IDShield guarantees they’ll spend up to $5 million to fully restore your identity using their licensed private investigators and legal team. This service guarantee is in place of the typical $1 million identity theft insurance you get from other services. The benefit to you is that IDShield does all the hard work for you.
How does it work? You must first sign over limited power of attorney to IDShield’s investigative team. Their team will collaborate with financial institutions, credit bureaus, credit card companies, local and federal law enforcement and other related organizations to clear your identity. This is the only ID theft service that offers complete ID restoration assistance.
Are IDShield Customers Satisfied?
IDShield identity protection reviews online are overwhelmingly positive. In fact, we were hard-pressed to find IDShield complaints from customers. Those we did find largely focused on their credit monitoring service. When it comes to IDShield vs Lifelock or other top ID theft services, IDShield doesn’t offer the level of credit monitoring many other companies do. IDShield’s strength is in identity theft. Most consumers rave about the access and assistance they’ve received from IDShield’s licensed private investigators, as well as their apps and instant fraud alerts.
Five Easy Ways to Protect Your Identity
Check out this video by the Federal Trade Commission that gives you some basic tips on things you should be doing on a regular basis to protect your identity.
Other ID Theft Protection Options
IDShield is one of many identity theft protection services on the market. Be sure to see how they stack up against their competition in our comprehensive ID theft service reviews. And, if credit monitoring is important to you, see what services we’ve uncovered in our best credit monitoring reviews.
Have you had your identity stolen? What happened?