Keeping You Safe, Your Home Smart & Your Life Fun - since 2014

Welcome to your one-stop resource for keeping your family safe, your home smart, and your life fun! At Safe Smart Living® we demystify the confusing world of smart home living, personal finances, wearable tech, security and identity theft by getting you up-to-speed fast so you can make better decisions. All the tools you need to save time, money and headaches, together under one roof!

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Personal Capital Review: Helping or Hurting Your Retirement?

Personal Capital Review

Looking for a holistic view of your personal finances? Personal Capital gathers all of your finances into one easy to use service. Personal Capital specializes in two things: personal financial aggregating and advisory service to manage your money. The free service specializes in investment planning, which it does a great job at. With the ability to track every aspect of your finances you get (what Personal Capital calls) a 360° View of Your Financial Life…

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How to Know if Someone Stole Your Identity

How to Know if Someone Stole Your Identity

You’ve saved up for years to buy your first home, and you’ve found the perfect place. You couldn’t be more excited — until the floor drops out from under you. Your loan application is denied. But why? You’ve paid all your bills on time and established a good credit history. Come to find out, your credit report is far from stellar — and not from your own doing. This is what identity theft can look like, and it can blindside anyone at any time. The good news is that there are warning signs you may not be aware of to know if someone has stolen your identity. And, even better, there are steps you can take to protect yourself…

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How Does Identity Theft Happen?

Data on screen: How Does Identity Theft Happen?

The news of increasing hacking attacks on merchants, health insurance sites and other businesses has most of us worried more than ever about having our identity and financial information stolen. Online identity theft is an overwhelming problem, for sure. But it’s important to remember there are many ways thieves steal your identity, and the more you know, the better you can protect yourself. Identity theft can drastically rock your world, and it can take months or even years to reverse the damage done to your good name. Here, we’ll explore the most common ways identity theft happens and give you recommendations on how to protect yourself…

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Do RFID Wallets Work? Blocking 21st Century Pickpocketing

Man with empty wallet: Do RFID Wallets Work? Blocking 21st Century Pickpocketing

Did you know your credit card information can be stolen out of thin air when you’re doing something as simple as waiting in line at the grocery store? Today’s thieves do, and they have an alarmingly easy way to electronically pickpocket you without you ever knowing. What makes this possible is RFID (radio frequency identification) technology, which is embedded in millions upon millions of credit cards. Fortunately, there are products called RFID wallets than you can use to help protect your credit or debit cards from being remotely read, but do RFID wallets work? First, we’ll explain the basics behind the technology so you can understand how you’re at risk…

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The Hot New Toy: Are Hoverboards Safe?

Hoverboard with fire extinquisher:Are Hoverboards Safe?

Did you buy your kids the must-have toy of the year, or are you considering making the purchase? We’re talking about hoverboards — and although today’s hoverboards don’t quite reach “Back to the Future” heights, they’re still all the rage. After this past holiday season’s explosion of hoverboard popularity, the media called into question the safety of hoverboards, citing fire hazards as a major concern. So, are hoverboards safe? Here, we’ll explore hoverboard safety and give you the information you need to make an informed purchase or to determine if the one you’ve already purchased is safe…

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Zero Knowledge Proof: Are Passwords Becoming Extinct?

Zero Knowledge Proof: Are Passwords Becoming Extinct?

Passwords are getting hacked at a rapid pace and our digital data isn’t as safe as we’d like it to be. It’s easy to hack a password, but can digital thieves hack our fingerprints and iris scans? Maybe we should use other criteria to login to our accounts. Criteria that cannot be duplicated by others. Criteria that is extremely unique to each individual. Perhaps iris scans and fingerprints are just what the digital world needs to unlock the online world. Thus, Zero Knowledge Proof is created…

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Are 4K TVs Worth It?

4k TV: Are 4K TVs Worth It?

What’s all the fuss about 4K TVs? Are they worth purchasing right now? 4K TVs have great some of the best picture quality available today so you don’t miss out on a single detail. Learn all about 4K TVs and whether or not you should consider purchasing one…

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How to Prepare for a Sudden Financial Need

Man fixing car: How to Prepare for Sudden Financial Need

A 2016 study from the Gallop Poll reports that nearly half of the U.S. population couldn’t afford a major purchase (including home repairs) if they needed to. The struggle is real, my friends. Of the 44,500+ people who responded to the survey, 51% said they weren’t prepared to pay for a large purchase, like an appliance, should it break down…

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Home Surveillance Cameras 101: The Basics

Man looking into security camera: Home Surveillance Cameras 101

Home surveillance systems have come a long way since they were first invented. They started with a licensed installer coming to your home with bulky equipment and endless strings of cords. High monthly bills and not so good image quality followed. Today, we have access to DIY solutions that you can install yourself and monitor from your phone. Read more to learn the basics of home surveillance systems…

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Cell Phone Safety Tips: How To Secure Your Phone

Person holding iphone: Cell Phone Safety Tips

Want to know how to secure your cell phone? There are a number of ways in which mobile phones can be breached and the term mobile phone security simply refers to any safeguard that prevents these types of breaches. Depending upon the type of steps taken, security can be as simple as adding a pass code on to the home screen of your phone…

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