Welcome to your one-stop resource for keeping your family safe, your home smart, and your life fun! At Safe Smart Living® our industry experts bring you the resources and know-how to help you feel safer and live smarter, whether you're at home or on the road. Learn more about us and our team.

IDShield Review: A Unique Approach To ID Theft Protection

Person holding phone with IDShield alerts

You try to open a new credit card only to discover that you’re declined because your credit isn’t worthy. What gives? Without your knowledge, someone has stolen your identity, taken credit out in your name, and ruined your credit record. Moving forward, how can you protect yourself? IDShield can help you dig yourself out of ID theft…

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Fire Safety Plan: Are You Prepared?

Girl climing down escape ladder (Fire Safety Planning)

You fall asleep with a lit candle and wake up to the smell of burning fumes and smoke filling the room. A fire can spread quickly — from practically nothing to a blaze throughout your entire home within minutes. Your belongings are replaceable (for the most part), but you and your family’s lives are not. That’s why it’s critical to have an escape plan along with a fire prevention plan…

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Fire Escape Ladder Reviews: A Must-Have Fire Safety Plan

Beep, beep, beep! You wake up in the middle of the night from the fire alarm and everyone is in their bedrooms. You open the door to the hallway and see huge flames that make it impossible for you to escape through your front door or for you to reach your sleeping children.Fear sets in. Do they know what to do? Can everyone reach safety on their own? We know this is scary to think about, but what if it happened to you? Is your family prepared in case of a fire emergency?

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First Alert Carbon Monoxide Alarm Review

First Alert Carbon Monoxide Alarm (caption: First Alert Carbon Monoxide Alarm Review)

Did you know that every year, at least 430 people die in the U.S. and an estimated 50,000 people visit the emergency department due to accidental carbon monoxide poisoning? If you don’t have CO alarms, you should. In fact, most states now require them in every residential home. First Alert, a national leader in home safety products, manufactures several different models that are rigorously tested, affordable and easy to install. See why we recommend their CO615 carbon monoxide alarm…

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Universal vs Whole Life Insurance: What Are The Differences?

Calculator and insurance rates on paper (caption: Universal vs Whole Life Insurance)

With so many types of life insurance available, how do you know which one is best for your budget and your long-term financial needs? Two of the most popular options are whole life insurance and universal life insurance. These two types of life insurance share some features, but there are some important differences you need to know…

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Guaranteed Issue Life Insurance & Final Expense Insurance

Eledrly man with walker (caption: Guaranteed Issue Life Insurance)

Are you worried that you won’t qualify for life insurance because of your age and less-than-stellar health status? You still have options, thanks to a product called guaranteed issue life insurance. You can even qualify for this type of life insurance without a medical exam and minimal (if any) health questions…

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